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Frugal Friday

Barclaycard: Could do better

I have finally ordered myself a new mobile phone, complete with car charger. I might be able to get a signal now. I will be able to update Facebook, tweet and maybe even Skype too. I used my Barclaycard, because I get the legal protection on a purchase over £100.

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How to budget with personal accounts

Accounts Book

We all have money coming in and going out and it helps to keep track of all your money on paper or a computer.  I prefer a simple accounts book. It doesn’t have to be a a special book. I use a simple hard backed book from Poundland. (more…)


How to make your own luck

It’s Friday the 13th and a lot of people believe today is unlucky. They will go through the day nervous and expecting the worse. Even minor irritations like the bus or train being late will be examples of how unlucky today is. They won’t bother buying a Euromillions ticket, because today is unlucky.

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This weeks words and pictures

artistic in grey scale

It’s not very warm this morning in the heart of England. I suppose this is good news for the energy companies who will fleece us again this winter. Maybe, the new governor of the Bank of England can bring some pressure to bear on the water companies and energy companies to keep bills down this winter.

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Summer in the garden

I admit I’m not very good in the garden, but it is getting better. I have brambles everywhere, the lawn was overgrown and I have ant hills! I’ve attacked the lawn with a strimmer and hover mower and it looks much better. I’m having another go today. My garden looks great in photos though and I discovered yet more flowers that I don’t know the name of today. I’ll take photos!

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Living on a pound a day

egg, chips and peas

I read about a Lord this week who tried to live on a pound a day for food. He tried to do it for five days. That isn’t too difficult if you’re healthy and can eat anything. It’s only five days.

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Frugal Food Ideas

Eggs and Chips

Food prices keep going up and so we not only have to shop around and look for bargains, we have to do some frugal cooking.  Egg and chips is one of my favourite meals. You can get eggs with the little lion on from most supermarkets for about 1.35 for 15. In Aldi, I buy those crinkle cut oven chips for 99p a bag. So I cook a meal for less than 50p.

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Winter food

You don’t really need more food when it’s cold, but you need different foods to help you to keep warm. If money is short, what can you give your family to eat that’s frugal and will help keep out the cold? I have a few ideas…

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Surviving the cuts

A lot of people are going to be struggling because of government cuts. The Welfare Benefits Uprating Bill, will keep benefit rises to 1% for three years from next April. This will hit a lot of people and save the government a couple of billion a year. That’s a lot of money. Not as much as the 12 billions the Olympics cost, but still a lot of money.

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We are all in this together

The recession appears to be getting worse. I was watching a programme on television last night about people who become homeless. They get evicted from their homes, because they can’t pay their mortgage or rent. Is it their own fault because they got sick, lost their job or their business failed?

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