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Posts tagged “Zopa

Thrifty ideas to make you richer

The Aldi super-six this week are salad potatoes (1 Kg), chestnut mushrooms, fun-size pears (8 pack), plums (400g), fun-size apples (7) and pineapple. They are all 69p each and the offers end next Wednesday, 9th of October. There will be new offers on Thursday. I went to Aldi yesterday. I had some of those salad potatoes and cooked them with a fresh chicken and broccoli for dinner. Yummy…

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Investments update

If you’re a regular reader then you know I opened an account with Zopa in 2011. It doesn’t make me a fortune, but the return has been more than from the banks. The current return for investing over 3 years is about 4.5% after fees. On the savings the average household in the UK has, that’s about £90 a year.

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Surviving the cuts

A lot of people are going to be struggling because of government cuts. The Welfare Benefits Uprating Bill, will keep benefit rises to 1% for three years from next April. This will hit a lot of people and save the government a couple of billion a year. That’s a lot of money. Not as much as the 12 billions the Olympics cost, but still a lot of money.

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Looking for thrifty bargains

UK Money

The Aldi Super-six this week are pineapples, conference pears (6), Kiwis (8), granny smiths (6), oranges (6) and plums (500 grams) all at 69p each.  There are special buys today and on Sunday too. I think I’ll look at the appliance bulbs, the one in my fridge needs replacing. Other bargains this week include those at Matalan, they have some half price offers. I went on Sunday, there was a long queue at the checkout and the car park was packed.

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There is more money, but are you getting your fair share?

Money - Seeing the future

News from over the pond in the USA this week was that the rich have increased their wealth by around 15% in the past year. That doesn’t surprise me, the rich are getting richer all over the world. Governments print more money and it disappears. Are you getting your share? Or are you even worse off?

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Finance Friday | luck of the draw

Money - Seeing the future

Next Friday there is a Euro-millions draw and although the odds of winning the jackpot are over 100 million to one; we have a better chance in the UK Millionaire raffle. That will be creating 100 new millionaires next week and the odds are better. I think I will buy a ticket for that! I might be lucky! (more…)


Finance Friday | Frugal living

Money - Seeing the future

I edited a guest blog earlier by Fairy Dharawat about how we buy things habitually and how that tendency can be used to merchandise more successfully.  How can we resist the attempts by the larger retailers to persuade us to buy more, when we are trying to buy less and save? We can be aware that we do get into habits and buy the same things every week. Some retailers change their stores around a lot and we complain because we can’t find anything or because our shopping takes longer. We have to actually think instead of buying by force of habit. I went shopping the other day and I have got into the habit of buying a soft drink when I enter the store, but it wasn’t there. They had replaced it with cider and so I didn’t buy any. The changes can be more subtle and clever though and we do end up spending more money. (more…)


Investments | Death or Glory!

Money - Seeing the future

Premier Foods

Premier Foods went up for a third straight day on Tuesday, climbing 11.5 per cent to 17p after Investec Securities recommended the stock as a “death or glory” gamble. It has since fallen and is back at 16p but I’m happy with it’s progress. I bought at 4p last October and the “death or glory” description sums up my attitude not just to this investment, but to all my investments! Different people have different approaches to risk. Someone with a family to support would be more averse to risk than me. I only have myself to worry about and I take calculated risks. I have to admit, that it’s fun when it all goes right. (more…)


Investments | Zopa, ISA’s and other investments

MONEY 007

Average or Typical?

I read that averages earning in the UK is around 25,000 and average savings per household is about 3,000; but these aren’t typical. Tell this to someone on a supermarket checkout earning minimum wage and they feel a bit hard done by! 3,000 pounds in savings is beyond many people and just a dream. I encourage people to be thrifty and frugal so that you can save, but what do you invest it in then? I like Zopa (Zone Of Possible Agreement) because it’s relatively low risk and you can get returns above the rate of inflation. (more…)


A midweek ramble…

DSCF8909

Oops…

I described this building in yesterday’s blog as a church. It does look like a church! I zoomed in on that coat of arms over the door, it says Tipton free library. Oops, it’s a library. It doesn’t appear to be in use, though. That would be a shame for such an amazing building not to be used. That is typical of Victorian architecture, even though it was built at the beginning of the 20th century. (more…)


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