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Posts tagged “credit reference agency

Blue Monday

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The excitement of Christmas and New Year is over and the reality of credit card bills and other nasties is upon us. To make matters worse the news is all doom and gloom; Nick Clegg is making a speech and payday seems a long way away. The weekend is over and it’s miserable Monday. Do not despair, look at the picture, I took that on the 6th of April last year and the daffodils were blooming, the blossom was on the trees and it was warm. I know it’s bloody freezing today, but April is only 3 months away. The glass is half full; not half empty! (more…)