Frugal Friday | Saving for a better future
I think most people in the UK could manage to save £100 a month but struggle to do so and struggle to make it to the end of the month because they waste money. You can live for today, but if you are thrifty and frugal now and save for the future, you can have extra money to spend for a few decades. (more…)
Money | Peer to peer lending
According to research by Moneysupermarket.com one in four workers in Britain are using 40% or more of their wages to pay off debt. The total debts are more than £9 billion and the average payment is £322 per person each month. You may be able to consolidate debts with a loan from Zopa. If you have a good credit rating the interest rate from Zopa might be less than on your loans or credit card debt. Another option is to transfer credit card debt to a interest free card, a number of banks are doing good deals now and up to 20 months interest free. If you need help with debt try the Consumer Credit Counselling Service. (more…)
Thrifty Thursday 12
I have done some research this week into how people spend their money. I found that many aristocrats are quite thrifty! I have looked at two groups in particular; the people who are very thrifty and the people who are not thrifty at all. I’m going to compare the thriftiest with the wasters! (more…)