The Wednesday moan
There are a few signs of Spring around now in the heart of England. Blossom on the trees, bluebells in the woods and the river is lined with millions of flowers. The weather hasn’t been very good this Spring, we even had snow in March; but the forecasters promise us that it will improve for the weekend.
Finance Friday | Frugal living
I edited a guest blog earlier by Fairy Dharawat about how we buy things habitually and how that tendency can be used to merchandise more successfully. How can we resist the attempts by the larger retailers to persuade us to buy more, when we are trying to buy less and save? We can be aware that we do get into habits and buy the same things every week. Some retailers change their stores around a lot and we complain because we can’t find anything or because our shopping takes longer. We have to actually think instead of buying by force of habit. I went shopping the other day and I have got into the habit of buying a soft drink when I enter the store, but it wasn’t there. They had replaced it with cider and so I didn’t buy any. The changes can be more subtle and clever though and we do end up spending more money. (more…)
Frugal Friday | Payday Loans
There are a lot of people and companies offering to lend money in this recession. There is a feeding frenzy as the sharks feed on the more vulnerable. I find loan sharks and their ilk quite repulsive and now I have to watch their TV adverts every 15 minutes. They are the parasites of capitalism… (more…)