Thrifty or Frugal ?
Being thrifty is spending your money wisely and being frugal is using what you buy wisely! I bought vegetables, chicken and herbs at Lidl on Sunday, that was thrifty. I made soup with them yesterday; that was frugal! (more…)
According to research by Moneysupermarket.com one in four workers in Britain are using 40% or more of their wages to pay off debt. The total debts are more than £9 billion and the average payment is £322 per person each month. You may be able to consolidate debts with a loan from Zopa. If you have a good credit rating the interest rate from Zopa might be less than on your loans or credit card debt. Another option is to transfer credit card debt to a interest free card, a number of banks are doing good deals now and up to 20 months interest free. If you need help with debt try the Consumer Credit Counselling Service. (more…)
I took this photograph yesterday after I had gone thrifty shopping! My intention was to photograph the canal which I did but those photos are a little dark after the rain. I noticed some trees and bushes and set a wide aperture and got some interesting shots. I think this bush is a yew, it has strange flowers that are very sticky! (more…)